Griffiths & Armour Europe DAC PII

aspects of cover.

EWS1 Forms

For those operating in the UK, we also need to alert you to the fact that a ��������n will be applied to each of your policies at renewal with the effect that ����������g ���������������� �����������������������t ������0 will be excluded. It is therefore critical that if you are involved in the EWS1 process of certifying buildings, that you contact your usual G&A account handler. In terms of background, we wrote at some length in August about the problems with the EWS1 process and warned of the significant changes in the market and PI insurers dim view of the liabilities it imposes. Our advice was that given the high degree of uncertainty regarding the market’s reaction, clients should not sign the form under any circumstances. For those of you who missed that publication, we would urge you to read it here . The intervening months have done nothing to change insurers’ views on the dangers they see in the risks that might be inadvertently assumed by their clients and ultimately themselves. There is a general market-wide shift towards excluding all liability attached to the EWS1 form or similar forms. The fact that insurers have taken this action in respect of a single form speaks volumes. We do not believe that there has ever been a market move to exclude a specific document from PI cover in the hundred or so years that construction PI has existed as a class of business. ���������������������������������r �������������������������������������� ���������������������������������n ����������������� �������������������������������� ������������������������������������ �����������������������������������m ����������������������������������. We believe there are ways in which certification can be made whilst maintaining insurer support and have made representations to various regulatory and Government parties as to how that might be done. Sadly, this is still an area which is ripe for clarification and we continue to work to Consequently: